How it works
Closing costs are usually 2–5% of the home price. This adds them to your down payment for the total cash to close.
Example
On a $300,000 home with 20% down and 3% closing costs: $60,000 down + $9,000 costs = $69,000 to close.
Closing Costs Calculator
Estimate the total cash you'll need on closing day — your down payment plus typical closing-cost fees.
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Frequently asked questions
- What's included in closing costs?
- Typically lender fees, title insurance, appraisal, taxes and prepaid items. It varies by location and lender — this is an estimate.